About Us

Company Profile

Winsec Savings & Loans has been servicing the community since 1990. Due to prudent management and sensible lending policies, we’ve achieved steady growth and profitability.

Originally servicing the north-east Victorian community from our base in Wangaratta, our client base now extends to other regions as well as major cities.

Winsec Savings & Loans’ main activities are to accept deposits of money and to lend money. Our aim is to provide efficient and personal service to borrowers and investors alike. Our directors take a keen interest in the business and are personally involved in the loan approval process and company management.

Winsec Savings & Loans takes an active role in the finance industry through its membership of Provincial Financial Group
(see www.Provincial Financial Group.com.au)

Our Directors

Antonino Giovanni Ruvolo, Managing Director/Chairman
Neil Alisdair Stewart
Kenneth James Butterworth
Jeffory William Herdegen
Jonathan Douglas Frank Duffy

Our Staff

Tony Ruvolo

Antonino Giovanni Ruvolo

Managing Director
Diploma of Financial Services (Finance/Mortgage Broking Management).

Appointed as General Manager on 18 June 1990 and appointed as a Director in 2003. Antonino was previously employed with National Australia Bank Ltd for ten years between 1980-1990. Antonino has now had over 36 years experience in the Finance Industry and is responsible for making significant day-to-day business decisions about the ongoing provisions of financial services by the Company and the assessment of Commercial, Development and Rural Loans in conjunction with fellow Company Directors.


Pip Wright

Pip Wright

Loans Officer/Customer Service

Pip joined the Company In 2012 bringing with her, her extensive banking background, being previously employed with Commonwealth Bank for 24 years. In 2014, Pip completed her Certificate IV in Finance and Mortgage Broking.

Caroline Stone

Caroline Stone

Administration Officer/Customer Service

Caroline has 29 years of secretarial experience behind her, working for two local legal firms in the past. Caroline was previously employed by Winsec on a part-time basis from 1999-2009 prior to leaving to pursue a different career path. Caroline returned to Winsec in May 2017

Mandy Allan

Mandy Allan

Customer Service Officer/Administration

Mandy had been a secretary for 14 years for local legal firm Stewart Thompson & Francis, prior to joining us here at Winsec on part-time basis in March 2004.

Mandy Allan

Linda D'Agostino

Customer Service Officer/Administration

Linda joined the Company in August of 2019 on a Part-time basis as part of our Customer Service team.

Memberships & Associations

Provincial Financial GroupWinsec Savings & Loans is a member of Provincial Financial Group, a group of financial service providers in regional Victoria with more than $1.3 billion under management. The group has been operating for over 40 years and members exchange ideas, monitor industry trends and work to ensure their customers receive the best possible savings and loan facilities.

See www.Provic.com.au for more information.

Useful Links

Informs readers about Advantedge’s objective of providing smarter solutions to financial intermediaries and their clients. Advantedge Financial Services Pty Ltd is a subsidiary of National Australia Bank Limited.

A useful link for Winsec clients is www.advantedge.com.au

Provincial Financial Group
Lists members of the regional Victorian financial industry group and links to their websites.

Mortgage & Finance Association of Australia
Explains the mortgage and finance industry in Australia and aims to ensure its orderly and ethical operation.

Law Institute of Victoria
Provides comprehensive advice for buyers and sellers in the property market.

Australian Taxation Office
The Australian government’s tax agency provides information on tax law, rulings, taxpayer rights and obligations.

Reserve Bank of Australia
Gives you information about the Reserve Bank of Australia, including its monetary policy and other functions.