Investments


Note! Win Securities Ltd, AFSL Licence No. 240901.

 

Win Securities Ltd. offers investments in Winsec Notes and is not a Bank. All investments involve risk and investors risk losing some or all of their principal investment.

The risk of investment in Win Securities Ltd is set out in our current Prospectus lodged with ASIC and dated December 7, 2017 and should be read and understood before investing.

Investments in Winsec Notes may only be made by completing the application form that accompanies the Prospectus.

Effective March 1, 2018.
Note: Interest Rates change frequently and are subject to change without notice.

*Conditions apply.
Contact us to confirm our current interest rates,terms and conditions, product information and any special offers.

 

Copies of our Prospectus are available at our office situated at 37 Reid Street Wangaratta or by calling 1300 137 456 or please Click here for Prospectus 20.



It’s our aim at Winsec Savings & Loans to provide our clients with investments at a competitive rate of return. Our investment accounts are straightforward, no fuss and designed to suit your investment needs.

Important Notice: Win Securities Ltd, AFSL Licence No. 240901. Win Securities Ltd offers investments in Winsec Notes and is not a Bank. All investments involve risk and investors risk losing some or all of their principal investment. The risk of investment in Win Securities Ltd is set out in our current Prospectus lodged with ASIC and dated December 5, 2016 and should be read and understood before investing. Investments in Winsec Notes may only be made by completing the application form that accompanies the Prospectus. Copies of our Prospectus are available at our office situated at 37 Reid Street Wangaratta or by calling 1300 137 456 or please click here.

'ASIC' has also released, as part of its continuing investor education, an independent guide for 'Investing in Debentures'. This guide is available for public viewing at: www.fido.gov.au/debentures

 

Fixed Rate Winsec Notes

  • Interest paid at maturity on terms of 6 months or less
  • Interest paid quarterly, monthly, half-yearly or annually in arrears on terms longer than 6 months
  • Terms available up to 36 months
  • Minimum balance only $500

Current Interest Rates: Fixed Term Winsec Notes

Investment Interest Rate %pa.
60 Days 2.00%
90 Days 3.25%
6 Months 3.50%
12 Months 3.50%
24 Months 3.75%
36 Month 4.00%



31 Day Notice Winsec Notes

  • Interest paid monthly.
  • No account keeping fees
  • Funds available at 31 Days Notice
  • Minimum balance only $100

Current Interest Rate: 31 Day Notice Winsec Notes

Investment Interest Rate %pa.
$1 - 4,999 1.50%
$5,000 - 19,999 2.00%
$20,000 - 79,000 2.50%
$80,000+ 2.75%




Self Managed Superannuation Fund 31 Day Notice Winsec Notes

This account applies only to Trustees of Superannuation Funds that are complying Superannuation Funds.  Complying Superannuation Funds will be required to provide an ABN and Tax File Number. 

Features

  • No minimum balance - open your investment with just $100.00
  • Cheque and electronic withdrawals available
  • Quarterly Statements
  • Highly competitive interest rate
  • Interest calculated daily and payable monthly in arrears on the 28th day of each month or the next available business day.

If you would like to take up our offer, simply read the current Prospectus and complete the Application Form and either mail it to us or call into our office with your funds. Subsequent investments can be made via other methods.

Current Interest Rate: Self Managed Superannuation Fund 31 Day Notice Winsec Notes

Investment Interest Rate %pa.
Minimum $100 3.25%


If you have any queries or wish to discuss this offer further, please do not hesitate to contact us.

At Call Winsec Note - Discontinued Product

  • Interest paid monthly.
  • No account keeping fees
  • Funds available at call
  • Minimum balance only $100

Current Interest Rate: Fixed Term Winsec Notes

Investment Interest Rate %pa.
$1 - 4,999 0.50%
$5,000 - 19,999 1.00%
$20,000 - 79,000 1.85%
$80,000+ 2.25%

 

Winsec Off System BSB: 703-508

Win Securities Limited has its own unique Bank State Branch (BSB) number that allows electronic transactions to be processed to and from Winsec finance accounts.

The BSB number permits Winsec to connect directly into the Banks Electronic Clearing System and process transactions to and from other Financial Institutions electronically.

Our BSB number coupled with your nine (9) digit Winsec Finance Account reference number enables you to perform the following:

  • Internet Banking: Transfer money online from Bank Accounts to your Winsec Loan or At Call Account. Ask us how
  • Transfers from Bank Accounts: Saving? Our staff can organise direct debits from your Bank Account to a high interest earning Winsec account. Direct debits can be set up to occur as often as you like and can also be performed as a one off.
  • Investment Interest Payments: Have interest from your Winsec investment credited directly to your Bank Account.
  • Electronic Dividend Payments: Have your Dividend Payment directly credited to your Winsec Account. No need to worry about receiving and depositing cheques. Ideal for Super Fund Accounts!
  • Salary Sacrifice: Whether its weekly, fortnightly or monthly have your salary, pension payment or government benefit directly credited to your Winsec Account.
  • Direct Debit: Pay your expenses by direct debit, eg: telephone, electricity, power, insurance from your Winsec At Call Account.


*All of above transactions carry no extra fees and are processed on the night of the transaction as cleared funds.

 

Customer Identification Requirements

If you are a new customer to Winsec Savings & Loans, before we can open your account, we will need to confirm your identity by completing a customer identification check.

To ensure your application is processed as quickly as possible, please download and read our Customer Identification Requirements.

To check that you have sufficient identification you can also download a copy of our Points identification form.


Current Prospectus & Application Forms

How do I invest?
To make an initial investment with Winsec Savings and Loans, simply read the current Prospectus, and complete the appropriate Application Form and either mail it to us or call into our office with your funds. Subsequent investments can be made via other methods.